See Where You Stand Before You Apply
Answer a few quick questions and get matched with funding options in minutes — no pressure, no obligation.
Illustrative only — not a prediction of approval
How It Works
Four simple steps from questions to a decision.
Answer a Few Questions
Tell us what you're funding and a little about your situation.
Get Matched
We match your answers against our nationwide network of providers.
Compare Offers
Review the options that come back — no pressure to pick any of them.
Choose & Continue
Move forward with the option that fits, entirely at your pace.
Built Around Your Security
- Your data is encrypted end-to-end
- We never sell your information to unrelated third parties
- No cost or obligation to submit a request
- Reviewed by a nationwide network of licensed providers
American Funding Direct is a funding options matching service, not a direct lender. Approval is not guaranteed. Rates, terms, and availability may vary and are subject to lender/provider review and eligibility. Submitting a request creates no obligation to continue.
Bank-Level Encryption
Who Can Submit a Request
General guidelines — final eligibility is determined by each provider.
See an Illustrative Estimate
Adjust the sliders — this is a rough illustration, not a real quote.
This estimate is informational only and not an offer of credit. Actual terms depend on lender/provider review and eligibility.
Get My Real OptionsFrom the Blog
Straightforward reads on funding, budgeting, and getting matched.
How Funding Matching Works (And Why It Beats Applying Blindly)
Applying to lenders one by one wastes time and can ding your credit. Here's how a matching service flips that process in...
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Debt Consolidation, Explained in Plain English
One payment instead of five sounds great — but consolidation only helps in specific situations. Here's how to tell if yours is...
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5 Things to Sort Out Before You Request Funding
Ten minutes of prep can be the difference between clean matches and dead ends. Run through this list before you submit anything.
Read moreFrequently Asked Questions
No. Approval is not guaranteed. Submitting a request simply lets us attempt to match you with providers — approval is subject to each provider's own review and eligibility criteria.
No. American Funding Direct is a funding options matching service. We are not a direct lender and do not make credit decisions ourselves.
Yes. Rates, terms, and availability may vary by provider and are subject to individual review and eligibility.
Submitting a request through our site is free and creates no obligation to continue with any option you're matched with.
Most people complete the initial questions in about two minutes. Provider response times vary.
You'll be able to review any matched options and decide whether to continue with a provider — entirely at your own pace.
Where We're Based
600 Av. McGill College, Montréal, QC H3B 4J8, Canada