American Funding Direct Insights
Funding Guidance, Explained Simply
Straightforward articles on borrowing, budgeting, and making sense of your funding options.
Sep 11, 2026
Using a Personal Loan to Pay Off an Auto Loan Before Refinancing: Impact on APR and DTI When Consolidating Debt
Paying off an auto loan with a personal loan before refinancing can lower your DTI but raise your APR. Learn the math,...
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Aug 28, 2026
Auto Refinance After Personal Loan: DTI and APR Effects
Using a personal loan to pay off credit cards changes your DTI and can shift your auto refinance APR. Research shows timing...
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Aug 21, 2026
Refinancing an Auto Loan After a Personal Loan Consolidation
You consolidated credit card debt with a personal loan, and now you are eyeing your auto loan. The APR on that car...
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